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Questioning an investing thesis -- even one of our own -- helps us all think critically about investing and make decisions that help us become smarter, happier, and richer.

Loan servicing assets would be self-funded eliminating the current capital cost for banks and the under capitalization by non-bank financial entities.

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The fundamental problem is that legacy blockchain technology — specifically Ethereum — introduces massive barriers to entry that hinder the ability of the Metaverse to onboard new users.